ترجمة الآية 72 من سورة An-Nisa’ - English - سورة النساء : عدد الآيات 176 - - الصفحة 89 - الجزء 5.
There is certainly among you he who would linger behind (from fighting in Allah's Cause). If a misfortune befalls you, he says, "Indeed Allah has favoured me in that I was not present among them."
And indeed, there is among you he who lingers behind; and if disaster strikes you, he says, "Allah has favored me in that I was not present with them."
(4:72) Among you there is such who lags behind, *102 then if some affliction strikes you, he says: 'Indeed Allah bestowed His favour upon me that I was not present with them.'
*102). Another meaning could be that such persons not only shirk the risks of fighting themselves but also go about spreading demoralization to discourage others from fighting in the name of God.
المصدر : English translation surah An-Nisa’ Verse 72 Page 262